Bank of Kigali Plot Loan.

This is a long term loan that is intended to finance the purchase of a plot. The lending could be for outright purchase of a plot which serves as security or collateral for the loan.

Featured Benefits

  • Repayable over 15 years
  • Interest rates are fixed depending on prevailing market conditions
  • The plot purchased serves as collateral.
  • Personal contribution usually 30% of the purchase value.
  • We have extended the term to 15 years which means you can afford the plot you desire at more flexible terms.
  • The monthly repayments are fixed which means you do not have to worry about your monthly budget.
  • If you have a BK mortgage you are also eligible to get a top up extended to 15 years at the same monthly installment you automatically ualify for our credit card which means you don’t have to go through another assessment.

Eligibility Requirement

  • Application Letter
  • Completed application form.
  • Valid identification documents of client and spouse
  • Employment contract/service certificate
  • Last 3 months pay slips
  • Valuation report for the property
  • House valid documents and photos
  • Provisional of sale contract for outright house purchase
  • Loan certificate (if purchasing liability from another financial institution)
  • Bank statements for the last 6 months (if account held with another financial institution)

Loan calculator

Have a question? Find answers here.

Frequent Asked Questions  
Do you need advice?
Call (250) 788-143-000.

Dear Customer,

Did you know that you can enjoy a better banking experience with our newly revamped Internet Banking?

Access the platform on https://online.bk.rw - using your Existing Credentials (Username and Password) to log in.

With our new Internet Banking, we guarantee you security, speed and convenience. Call us on 4455 for more information.