Charles is the Head of Treasury at Bank of Kigali, he is responsible for the Bank’s assets and liabilities management, liquidity, funding and foreign exchange transactions.

Charles has 16 Years Banking experience mainly in Treasury and Branch operations. Prior joining Bank of Kigali, he worked with I&M Bank Rwanda and KCB Bank Rwanda LTD in different Treasury positions. He holds an MBA in Finance & Accounting from Mount Kenya University and a Bachelor in Management from Université Libre de Kigali.

Innocent is the Head of Recovery Department; previously he was the Head of Corporate Credit Department from 2010 through 2017; and has worked with the Bank since 2004.

He has extensive experience in credit analysis and management gained from having worked with the Rwandan Banking sector for over 19 years. Prior to joining the Bank; Innocent worked at Banque Commerciale du Rwanda (BCR) which is now I&M Bank for 5 years as Corporate Credit Analyst.

He has been instrumental in managing the Bank’s credit risk as well as the consistent growth in Bank’s loan portfolio. Hence, this has contributed in bringing major improvements in asset management and quality. Innocent holds a Bachelor’s degree in Economics from the National University of Rwanda.

Celestin Zimulinda is the Head of the IT department at Bank of Kigali and is responsible for the bank’s daily IT needs. He joined the Bank in November, 2014. Prior to joining the Bank, he worked as Project Manager with Ericsson, Rwanda where he was in charge of network rollout activities. He also worked with Cisco Systems East Africa as a Project Manager in charge of Cisco businesses in Rwanda and Tanzania. He previously worked as a Senior ICT Officer with the Ministry of Infrastructure in Rwanda and following that, as the Assistant Head of ICT Centre. He also worked as an Assistant Lecturer at Kigali Institute of Science and Technology.

Celestin holds a Bachelor of Science Degree in Computer Engineering and Information Technology from Kigali Institute of Science and Technology, Rwanda and a Master’s Degree in IT and Management from Illinois Institute of Technology, United States. He has undergone numerous Telecommunications and IT technical trainings offered by Ericsson, Intel Corp, QUALCOMM, and USTTI. He is a former recipient of the Fulbright Junior Scholarship through the United States Department of State.

Kevin is the Director of Aheza Transformation Program at Bank of Kigali Plc. B., he was Head of Digital Banking and also headed Electronic and Digital channels in the bank prior to that. Before joining Bank of Kigali, he worked as Head of IT for KCB Bank Rwanda Ltd, also worked for I-Finance Microfinance Bank in Kinshasa DRC as Chief Information Officer and prior to I-Finance, he worked for Urwego Opportunity Bank (UOB) since 2006 as IT/MIS Director and later Chief Information Officer.

He has extensive experience from both the non-profit and private sector. In his capacity, as Chief Information Officer, he managed ICT operations and Innovation Technology including the banking system, Mobile Banking, Payment Systems, Networks Infrastructure and Information Security Systems.

Kevin has undergraduate degree in Computer Engineering and Information Technology from Kigali’s Institute of Science and Technology and Master’s degree in Information Technology from Carnegie Mellon University.

Mami has a wide experience in Human Resources. She started her HR career in 2005 with the energy sector (Electrogaz), one of the biggest institutions in the Rwandan Public Sector. She joined the banking sector in 2007 where she worked with Access Bank Rwanda SA for 4 years as Country HR Manager.

She broadened her expertise when playing the role of Group Human Resources Manager of Crystal Ventures Ltd for three years, the company being one of the single biggest holding companies in Rwanda with more than 10 portfolio companies with diversified businesses. (civil works and concrete products, construction and real estate development, agricultural value addition, aviation charter services, security services, printing and publishing, furniture trading and manufacturing, building materials, media systems, property management and engineering services).

Her areas of expertise are change management, company reorganization and structure definition, job profiling, performance management and Balance Score card, skills audit, compensation and benefit, recruitment process and manpower planning, policies and procedure definition and alignment.

Mami went back in the Banking sector in 2014 when she joined Guaranty Trust Bank (Rwanda) as a Country Head of Human Resources ; she had to drive the change management process and played a strategic role during the integration process. In April 2017, she joined Bank of Kigali, a leading commercial Bank in Rwanda, where she is working as Head of Human Resources.

She holds a bachelor’s degree in Sociology from Independent University of Kigali and has an MBA certificate from Oklahoma Christian University and is CIPD registered. She has undergone different leadership and management courses that strengthened her with mentorship and coaching capabilities and has recently received a Certification in Coaching from Kora Coaching Leadership Academy

Aimable Malaala is the Head of Compliance, Litigations and Subsidiaries Corporate Counsel. His main duty is to ensure that the Bank complies with National laws and Regulations and international best practices in Banking. He is also in charge of giving legal advice to BK Group PLC subsidiaries. As the Head of litigations department, Aimable liaises with all Judicial and Para-Judicial institutions in matters concerning the law.

He brings vast experience to the Bank in the areas of Commercial Litigation and Arbitration, Insolvency Administration and Receivership, Energy and Corporate Finance. Prior to joining Bank of Kigali, he was a Principal State Attorney and Head of Civil Litigation Department at the Ministry of Justice/Office of the Attorney General where represented the Government of Rwanda in different cases at national, regional and international courts and also advised the Government of Rwanda on numerous projects in Energy, Infrastructure and Finance. He was part of the team of legal experts negotiating Political federation of the East African Community. He served for 8 years as a member of Government Commission in charge of settling disputes against the Government out of court.

Aimable holds a Bachelor of Laws degree (LLB) from the National University of Rwanda 2005, a Master of Laws (LLM) in International Human Rights from Utrecht University (The Netherlands) 2007, Master of Laws (LLM) International Business Law from University of Liverpool (United Kingdom) 2011, a Post graduate Diploma in international environmental Law (UNITAR) and holds a diploma Legal practice from Institute of Legal Practice and Development.He is a member of the Rwanda Bar Association & the East African Law Society, a member of the Chartered Institute of Arbitrators (CIArb) London and a qualified Adjudicator under Kuala Lumpur Regional Centre for Arbitration.

Thierry is the Head of Marketing department. He is in charge of driving Bank of Kigali’s brand and products advertising agenda to ensure the success of the company’s overall objectives. .

Prior to join Bank of Kigali, he was the Head of Marketing services for Tigo Rwanda and before this, he had an 8 years career adventure with Bralirwa Ltd , experiencing various position in sales and Marketing departments including Heineken AME region, where he worked as a Sales Capability project manager.

Thierry holds a Bachelor’s degree in science, Applied Mathematics from the National University of Rwanda and multiple certificates as sales capability champion and Leadership.

Barbara is the Head of Operations at Bank of Kigali. She has over 15 years of banking experience specifically in banking operations. Prior to joining Bank of Kigali, she worked with ECOBANK Rwanda where she held the following positions; Branch Manager, Marketing Manager; Manager in charge of Foreign currency Transactions, both local and international transfers, Head of credit administration, and Head of operations.

Barbara joined Bank of Kigali as a branch manager and later transferred to Corporate Banking as a manager in charge of SME’s, NGO’s and NBA’s, Head of Retail Branch network & operations and currently Head of Operations.

Her core responsibility entails developing and implementation of an operations strategy on domestic transactions, international transfers, digital operations & cash management operations to ensure timely and quality service to customers for customer retention and attraction across the Branch network in order to achieve the Bank’s overall goals & objective.

Barbara holds a bachelor’s degree in accounting from Kigali Institute of Science and Technology (KIST), a master’s degree in economic policy management from Makerere University Uganda and a certificate in leadership.

Bonaventure is the Head of Credit Department at Bank of Kigali. He joined the Bank’s Management Team in April 2017 as Head of Retail Credit Department and is responsible for credit portfolio management. He has vast knowledge and experience in credit risk management and bank treasury management with 8 years of banking experience specifically in Credit Risk and Treasury Management.

Prior to joining Bank of Kigali, he was the Credit Administration Manager at Guaranty Trust Bank (Rwanda) Ltd. He also played Foreign Exchange Trader, Asset and Liability Manager (ALM) and Domestic Bank Credit Risk Manager roles in Ecobank Rwanda Ltd.

Bonaventure is completing a Master’s of Business Administration (MBA) degree in Finance and holds a first class Bachelor’s degree in Applied Statistics from the National University of Rwanda. He also holds an International Diploma in Banking Profession from the Institut Technique de Banque (ITB), Groupe CFPB- L’Ecole supérieure de la banque, France.

Barnabas Kalenzi is currently the Head of Business Intelligence. He previously worked in Auditing and Financial Planning for private consultancy firm (KPS Associates/Consulting), After which he went on into Corporate Banking starting with Ecobank as an Account Manager in 2013 and becoming Head of Business in 2016. He joined Bank of Kigali in April 2017 assuming the position of Head Corporate Banking managing the Corporate and SME Banking portfolio.

Barnabas has managed to establish relationships with clients operating in the country and within the region managing their day to day needs in terms of financing and cash management solutions, managing a portfolio including multinational companies, regional corporates, public sector corporates, Non Business Associations and SMEs. Barnabas is a holder of a degree in Finance and Planning from Nelson Mandela Metropolitan University in South Africa and a student of the Chartered Financial Analyst Qualification.

Rose is currently Head of Customer Experience Management. Over a seven- year period at Bank of Kigali, Ms. Ngabire has served the bank in various managerial positions including Head of Consumer Banking, Premier Banking Manager and Marketing Manager. Improving the bank’s quality of customer service and promoting that customer-experience philosophy and entrenching it as a company culture is her mission. She led the team that set up our High Net worth & VIP.

Prior to joining the Bank,Rose served at Rwandan High commission in London United Kingdom as Administrative Attaché in charge of communication and public relations.

Rose holds an MA International Relations and Globalization from London Metropolitan University in the United Kingdom and Bachelor of Commerce degree from Barkatullah University in India. She has undergone various management and leadership training by John C. Maxwell.

Fabrice is the Head of Procurement & Administration. He has a wealth of experience and career spanning over 16 years in the banking sector.

Fabrice is responsible for leading the sourcing effort, identifying potential suppliers ,conducting negotiations on high-value or strategic categories and identification and realization of cost-saving and cost-reduction opportunities Fabrice’s exposure spanned through a number of job functions including: Credit, Banking operations, Risk, and managerial position in Treasury, Taxation, Financial Control & Budget.

Fabrice holds a BBA Majoring in Finance from Kigali Institute of Science and Technology .

Bonaventure is the Head of Branch Business at Bank of Kigali. He has 17 years of experience in branch business in banking industry. Prior to joining Bank of Kigali, Bonaventure worked for COGEBANQUE since 2001 where he started as a junior staff in branch as a Front Officer and get promoted to various positions in branch network: Deputy Branch Manager, Branch Manager and Head of Branches.

He holds a Bachelor degree in Management from Kigali Independent University. He has specialized in banking profession with an international diploma ITB (Institut Technique de Banque) from CFPB “Centre de Formation Professionelle Bancaire de Paris-France”.

He also holds an international certificate in Strategic Business Management from SIDA (Swedish International Development Agency).

Jacqueline is the Head of Internal Audit department at Bank of Kigali. She joined the Bank in July 2018. Prior to joining the Bank, she worked at BDF (Business Development Fund) as Head of Finance department for over 7 years where she was in charge of financial accounting and reporting, financial analysis, Taxation, Budget preparation and control and Systems implementation.

At BDF also, she was the chairperson of the Credit committee and on the committees of both IT and Portfolio. She also previously worked with KPMG and then KPS Associates both audit and consultancy firms as senior auditor doing financial audits and reporting and consultancy work for 7 years.

Jacqueline is a Board member of Rwandair, Rwanda Revenue Authority, ISCO and Burera Dairy Ltd Company. She is the chairperson of Audit and Risk committee of Rwandair and ISCO Board committees.

Jacqueline holds a Bachelor of Business Administration degree specializing in Accounting from university of Science, Technology and Management (KIST). She is a Certified Chartered Accountant and a member of the Institute of Certified Public Accountants of Rwanda (ICPAR). She has undergone a series of training especially in leadership.

Gerard is the Chief Representative Officer, prior to this Gerard was the Head of the Internal Audit. He joined the Bank in 2009 and has over 10 years’ experience in Audit and Finance, especially from the financial sector and telecommunication industry. Gerard holds a Bachelor.

Emmanuel Nkusi is the BK Group Plc and Bank of Kigali Plc Company Secretary – Head of Corporate Affairs. Prior to this, he was the Chief Legal and regulatory Affairs Officer/Company Secretary of (KTRN Ltd) Korea Telecommunication Rwanda Networks Ltd. He also served at Tigo Rwanda Ltd, a Millicom Inc. Subsidiary, as Legal Manager and Company Secretary.

Before joining the Telecommunication Industry, he served as Acting Head Legal and Company Secretary in (Banque Commerciale du Rwanda BCR) now I&M Bank and Head legal and Company Secretary at Ecobank Rwanda Ltd.

With 16 years’ experience (in both public sector –Supreme Court of Rwanda legal advisor - and private sector) he has been involved in various legal opinion drafting matters; contract drafting and negotiation; successful merger and acquisition transactions, taking part in solving conflicts, representing companies in arbitration and being part of regulatory investigations in both the Banking and Telecommunications industries.

With the extensive senior corporate legal advisory services experience, Emmanuel has earned required skills in managing legal complex problems and corporate governance exposure for Board of Directors’ affairs.

He holds a Bachelor’s Degree of Law (LLB) and a Master’s degree in International Business Law. Emmanuel has participated in various certification programs on regulatory affairs management and legal advisory across the world. He is a Certified In-House Corporate Counsel from the Institute of Corporate Counsel USA – Association of Corporate Counsel, Washington DC.

He serves as Board member of the East African Business Council.

Eveque is the Head of Engineering Chapter in Digital Factory. Previously he occupied various other management positions dealing with developments and integrations in ICT division Bank of Kigali Ltd. Prior to joining Bank of Kigali, he worked as IT Applications and Software’s Development Manager for KCB Bank Rwanda Ltd, also worked for Kigali Institute of Science and Technology as Website and Application Manager.

He has extensive experience of technology use in banking industry to respond to business and customer needs. In his different capacity, he managed complex developments and integrations using middleware between various banking systems (CBS, ERP, HRMS, CMS, etc), innovations and implementations of digital channels such as Internet Banking, Mobile Banking and payment Systems.

Eveque has undergraduate degree in Computer Engineering and Information Technology from University of Ngozi and Master of Science’s degree in Software Engineering from Jomo KenyattaUniversity of Agriculture and Technology.

Samuel is a Deputy Program Director for Aheza Transformation Program since May 2019; he is responsible for the formulation of strategic objectives and initiatives for the implementation of the transformation Program with the vision of building Core Systems to support the Digitization of customer journeys identified in the Bank’s Strategy.

Before his deployment in Aheza, Samuel was the Head of Finance and Budget. He joined Bank of Kigali in April 2017 having served in the Public Sector for over 10 years in different capacities. A proficient with a broad knowledge of a wide range in financial management, strategic planning, budgeting, accounting, designing internal controls as well as financial reporting for decision making.

Prior to joining Bank of Kigali, Samuel was Chief Finance Officer at Agaciro Development Fund and he was responsible for budget preparation, control and overseeing the preparation of financial statements and other reports to summarize Agaciro financial performance and position. He also worked at the Ministry of Finance as Senior Public Financial Report specialist where he participated actively in the several Public Finance Management (PFM) Reforms, and was much involved in the production of the first ever Government of Rwanda Consolidated Financial Statements for the fiscal year of 2006 streamlining the financial reporting mechanisms for public entities.

Samuel was responsible for analyzing financial information and oversees the preparation of financial statements and other reports to summarize the Bank’s financial position. Samuel is an ACCA qualified finance professional, a member of the Association of Certified Chartered Accountants (ACCA), a member of the Institute of Certified Public Accountants of Rwanda (ICPAR) and serving as examiner and marker for CPA Rwanda Students. He is also a Chairperson of audit committee of the Ministry of Culture and Sports. Samuel holds a bachelor’s degree in accounting from Kigali institute of science and Technology (KIST).

Santos Musonera joined Bank of Kigali in February 2019 as the Agile coach, heading the bank’s internal agile transformation initiative. Prior to joining Bank of Kigali, Santos spent the last 8 years consulting with top Financial institutions in the United States, including Capital One, Wells Fargo and Chase Bank. He held multiple positions through-out his career ranging from Business systems analysis, project and program management, as well as strategy consulting.

Santos joined the Business Division at Bank of Kigali in April 2020 as Head of Business, managing the bank’s extensive corporate, SME and NGO/NBA portfolio. His primary focus is extending value driven, customer centric, quality product and service delivery to each of the bank’s client.

Santos holds a Masters in Business Administration (MBA) with a concentration in Corporate Finance from Mercer University in Atlanta GA. He is also a Certified Scrum Master (CSM), and a Certified Project Management Professional(PMP) by the Global Project Management Institute (PMI).

Jean Luc is the Head of Information Security since January 2020. He has a wealth of experience of 13 years in IT infrastructure as well as Information Security.

Prior to joining this current position, he was the IT Security Manager at Bank of Kigali Plc, IDC Network Manager at Africa Olleh Services and Head of Network and System at the University of Rwanda.

Jean Luc holds a Master’s degree in Computer Sciences from University of Rwanda and a Bachelor’s degree in Information Technology from the National University of Rwanda. He also has several professional certificates in IT, cyber security and information security.