With Bank of Kigali, your dreams become true.

Everyone has their own dream house and it is normally hard to find that dream house built by someone else and ready for outright purchase. With our construction mortgage product, you get to build your house as you imagined it in your dreams.

  • Build your house as per your dream
  • Collateral is the house under construction
  • The land is your personal contribution
  • Applicants fill out a form at any of our branches in the country or our web portal
  • Return the filled form and other attachments to the branch for processing
  • Successful applicants are contacted to review offer letters and sign contracts
  • Unsuccessful applicants are contacted and given advise on other options
  • Application letter
  • Completed application form
  • Employment contract (probation duration completed)
  • Pay slips for the last 3 months
  • Employer certificate/Salary assignment
  • Valid Identification documents
  • Spouse ID copy if married
  • Marriage/celibacy/divorced certificates
  • Valuation report for the property
  • House valid documents and photos
  • Provisional of sale contract for outright house purchase
  • Loan certificate (if purchasing liability from another financial institution)
  • Bank statements for the last 6 months (if account held with another financial institution)

Have a question? Find answers here.

Do you need advice?
Call (250) 788-143-000.