Bank of Kigali helps you own your house

When you choose to buy a completed house available on the market. The Bank, after undertaking all due-diligence processes, facilitates you to buy the property. You receive instant ownership of the house after signing the loan agreement.

  • You get to own the house instantly, without enduring the pains of construction.
  • The property purchased is your collateral to the Bank
  • You can remortgage the property under the right circumstances
  • Flexible repayment regimes to suit your financial situation
  • Directly buy from our property development partners
  • The term is extended to 15 years which means you can afford the house you desire at more flexible terms.
  • Applicants fill out a form at any of our branches in the country and website
  • Return the filled form and other attachments to the branch for processing
  • Successful applicants are contacted to review offer letters and sign contracts
  • Unsuccessful applicants are contacted and given advise on other options
  • Application letter
  • Completed application form
  • Employment contract (probation duration completed)
  • Pay slips for the last 3 months
  • Employer certificate/Salary assignment
  • Valid Identification documents
  • Spouse ID copy if married
  • Marriage/celibacy/divorced certificates
  • Valuation report for the property
  • House valid documents and photos
  • Provisional of sale contract for outright house purchase
  • Loan certificate (if purchasing liability from another financial institution)
  • Bank statements for the last 6 months (if account held with another financial institution)

Have a question? Find answers here.

Do you need advice?
Call (250) 788-143-000.

Dear Customer,

Did you know that you can enjoy a better banking experience with our newly revamped Internet Banking?

Access the platform on https://online.bk.rw - using your Existing Credentials (Username and Password) to log in.

With our new Internet Banking, we guarantee you security, speed and convenience. Call us on 4455 for more information.